New Jersey drivers are staring down the largest auto insurance rate increases in the entire U.S. in 2026. It’s hitting even the safe drivers pretty hard.
NJ auto insurance rates are rising 10.46% in 2026. That's officially the highest in the U.S. Here’s what drivers need to know if you want to save money.
Once passengers enter a vehicle for their trip, it's the rideshare's insurance that covers everyone in the car, something New Jersey has been mandating even before it became the national standard.
Most states saw auto insurance rates increase for drivers over the past year, but New Jersey wasn't one of them, according to insurance comparison site The Zebra.