The flip side of a question recently asked by ATTOM Data Solutions, the least equity-rich ZIP codes in New Jersey aren't all in locations that might seem readily obvious.

Half of the bottom 10 are still in major urban centers — three can be found in Trenton alone, along with one each in Camden and Newark — but two municipalities in historically rural Sussex County also make the list.

ATTOM defines "equity-rich" as when the amount of money still owed on a property is no more than 50% of its estimated market value.

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Overall in New Jersey, 40.2% of mortgaged residential properties are considered equity-rich, several points lower than the national rate of 48.5%.

Meanwhile, the Garden State boasts an underwater mortgage rate of 2.7% against the national figure of 2.9%.

BOTTOM 10 EQUITY-RICH ZIP CODES IN NEW JERSEY

07103 (Newark)
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07874 (Stanhope)
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08618 (Trenton)
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07419 (Hamburg)
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08104 (Camden)
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07921 (Bedminster)
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08629 (Trenton)
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08085 (Swedesboro)
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07020 (Edgewater)
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08611 (Trenton)
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Patrick Lavery is a reporter and anchor for New Jersey 101.5. You can reach him at patrick.lavery@townsquaremedia.com

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